FULL TIME RVing: THE "HOME STATE" DILEMMA


We have had countless inquiries from readers asking the same question: Which state should I select for my "home state"? And what steps do I need to take to make that happen?

We've always responded with some form of this answer: "It depends on your particular needs and requirements -- and it must be done carefully to ensure you will get the results you are looking for." Actually, the answers have been a bit longer, asking a reader to consider carefully which of several considerations is more important to him, her or them -- including state income tax, state sales tax, inheritance taxes, vehicle registration costs, licensing, insurance, medical coverage and health care, etc.

If an RVer still has a "house" -- some sort of bona fide permanent address in a specific state, this issue does not arise. You already have a "home state". It's those RVer who dispose of their residence and spend all their time living in their RV who must come to grips with this issue. And the consequence of not doing so could be quite serious. The technical issue at stake here is a legal concept called "domicile". And while each state may have standards which are somewhat unique to it, in general it refers to that state where an RVer has most or all of his "contacts" (address, voting, drivers license, vehicle registration, bank accounts, insurance, etc), coupled with that RVers "intent" to make that state his or her principle residence.

While we're of the view that there is no "one size fits all" answer to the "which state is right for me?" question, we've concluded we can do better than provide the same general answers time and again. And while we still cannot analyze the circumstance of individual RVers, we can bring together here a resource of information which we think is both helpful and relevant in reaching a decision on this important issue. In doing so we disclaim any intent to provide guidance to any particular RVer. We do, however, want to collect here a growing resource base of items which are on the Internet, and which we think can be helpful to individual RVers who are wrestling with this issue. We invite RVers with knowledge of other good online resources to pass them along for inclusion here.

We start with this list:

As new information about the difficult issue of "home state" is brought to our attention, we shall add it here. Meantime, we hope these resources will be of help to the serious RVer who is contemplating the full time RVing lifestyle.


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